About Us

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Employee-owned and locally operated, Alpine Bank has been a part of Colorado since 1973. With 38 convenient locations, most recently including the bank’s first Front Range branches in Denver’s Union Station and Cherry Creek North neighborhoods, Alpine Bank serves more than 130,000 customers with retail, business, wealth management*, mortgage and electronic banking services. While we are a growing company, we’re also forever committed to remaining the true community bank we’ve always been.

At Alpine Bank, the employees and the culture make the difference. Many of our employees and managers have been with Alpine Bank for 10 years or longer. This dedication allows us to build long-term community and customer relationships – in fact, many of our original Board of Directors still serve, including Alpine Bank Founder and Chairman Bob Young.

Because we are not a national banking chain, our size and streamlined organizational structure provides us the ability to make local decisions in a timely manner.

We have a strong sense of social and environmental responsibility that affects all areas of our operation at Alpine Bank. Our commitment to the communities we serve is substantial, and our employees give generously of their time and talents.

Banking

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At Alpine Bank we offer a wide range of banking products to suit your personal or business needs. Browse around or contact us to learn details about our offerings.

Personal

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Online Banking, Bill Pay, Electronic Statements, Mobile Banking

Bank at your convenience! Alpine Online® allows you to access your personal banking account information from the convenience of your computer. Receive your statement or an account alert by email or text. View images of the checks you've written. Transfer funds online with real-time, up-to-the-minute balances. Download account activity so you can balance your checkbook. And pay anyone in the U.S. with our bill pay service.


Free Loyalty Visa Debit Card

Alpine Bank's Loyalty Debit Card program began in 1997 and has become an innovative way for customers to give back to their communities. Each time you use your Loyalty Debit Card, Alpine Bank donates 10 cents per transaction to organizations that are specific to your community and geographical area. These special cards are available with no annual fee to individuals with an Alpine Bank checking account.

Because of your loyalty, Alpine Bank has donated over $6 million to various nonprofit organizations across Colorado. Being a part of this program allows you to support many causes in your community with every purchase you make. You are the one making a difference in your area! Thank you for your support and for being an active participant in Alpine Bank's Loyalty Debit Card program.

For more information about this program or to sign up, please visit your local Alpine Bank.


Free ATM withdrawals at any Alpine Bank and Allpoint® Network's 43,000+ ATMs nationwide

Alpine offers its customers free ATM withdrawals at any Alpine Bank and Allpoint Network's 43,000+ ATMs nationwide. Search for an Alpine Bank ATM (listed here) or locate the Allpoint ATM nearest you using our ATM locator.


Overdraft protection available with Overdraft Privilege and a Ready Reserve Line of Credit

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.

At Alpine Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned.

That's why we provide Overdraft Privilege, a special overdraft service for Alpine Bank's checking customers.

Overdraft Privilege is an overdraft service requiring no action on your part. You don't have to sign anything. Your Overdraft Privilege limit amount will be automatically assigned.

Your Overdraft Privilege limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. Also, at your request, we may authorize and pay ATM transfers or withdrawals and everyday debit card purchases using your limit.


Benefit/Memorial Accounts

We know it’s not always easy. Whether you are dealing with the loss of a loved one, a serious illness, or another of life’s challenges, Alpine Bank can help make it easier.

The following services are available on memorial/benefit accounts: checking, savings, online banking, mobile banking, debit card, electronic statements, and free ATM withdrawals at any Alpine Bank and Allpoint Network’s 43,000+ ATMs nationwide.*

*If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply as well as any fee charged by the third-party ATM holder.

To set up a memorial or benefit account, visit any Alpine Bank branch where a new account representative will be able to assist in setting up the right account for you. Simply bring your social security number or tax ID number and a valid photo ID.

To make a donation to a memorial or benefit account:

  • Visit any Alpine Bank branch to deposit cash or check
  • Mail your donation to any Alpine Bank
  • Transfer funds from your Alpine Bank account by calling 1.800.551.6098
  • Be sure to include the account number or the name of the memorial or benefit account with your donation.
  • Note: We are not able to accept credit/debit card donations.

Business

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Online Banking, Bill Pay, Electronic Statements, Mobile Banking

As a business customer at Alpine Bank, you'll enjoy all the benefits of our Online Banking services along with our time-saving, easy-to-use Cash Management suite. Providing more in-depth financial management, the Cash Management suite offers additional solutions to help streamline commercial business systems.


Loans & Lines

You’re busy—we get it! When your business is growing and you need capital, don’t let anything get in your way. Let us help with the financing. Whether you’re considering financing for construction, real estate, new equipment, working capital or a term loan, our streamlined online credit approval process gives you quick and efficient options for your financing needs.

Request a loan online with our simple and secure Commercial Lending Center. It takes just a few minutes to start your business loan request. Why wait?


Business Visa Debit Card

Alpine Bank’s business debit card allows you easy access to your funds without having to carry around a checkbook. You can also authorize specific employees to use the card, keeping your business expenses separate and making it easier to track them.


Free ATM withdrawals at any Alpine Bank and Allpoint® Network's 43,000+ ATMs nationwide

Alpine offers its customers free ATM withdrawals at any Alpine Bank and Allpoint Network's 43,000+ ATMs nationwide. Search for an Alpine Bank ATM (listed here) or locate the Allpoint ATM nearest you using our ATM locator.

Wealth Management

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Financial security and wealth management are an integral part of how we help families derive all possible benefit from their resources, now and for years to come. Gain from our expertise, longevity, personal services, and institutional size to uniquely protect and build your assets, transfer wealth, and handle your estate. Only a corporate trustee can provide the full range of services, while being held to the highest level of investment management.


Investment Management Strategies

  • We spend as much time as needed to develop an investment strategy to meet your needs

  • We choose the highest quality of stocks, bonds and alternative investments and the allocated amount to each class, based on our discussions with you

  • The asset allocation plan we determine together positions your investment portfolio for all economic/financial environments

  • Your portfolio will be diversified and structured to meet your risk tolerance and investment timeframe

  • Once a plan for your investment portfolio is agreed upon, we make buy and sell decisions and free you from routine portfolio choices

  • We meet with you as frequently as you want, and discuss any changes that may require revamping the investment plan


Financial Lifestyle Management

We offer a broad range of investment management services to help at a time when you either have no time to manage finances, or feel the task of managing your money is becoming more than you can handle.  Whatever the cycle of your lifetime demands, we can customize an array of services to make life easier for you.

We are a corporate trustee and no other financial advisor is held to higher investment standards.  Our team of professionals provides safe and confidential financial management under the governance and oversight of the Colorado Division of Banking and the FDIC.

We can provide:

  • Income management

  • Investment selection to meet your needs

  • Bill paying

  • Distributions on request to you or others

  • Collection of all income (Social Security, Pension, mineral rights)

  • Assistance with tax preparation

  • Investment agent, trustee or conservator appointment

  • Team approach to manage complex tax, legal and financial matters

Contact Us

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1901 Pine Grove Rd #101

Steamboat Springs, CO 80487

(970) 871-1901

aliceklauzer@alpinebank.com

https://www.alpinebank.com/

Send Us A Message




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